Personal Loan
Personal Loan ek financial facility hai jisme bank ya NBFC aapko bina kisi collateral (security) ke loan provide karta hai. Iska matlab hai ki aapko apni property, gold ya koi asset girvi rakhne ki zarurat nahi hoti. Loan amount aapki income, credit score (CIBIL), repayment history aur financial profile ke basis par approve hota hai.
Personal Loan aaj ke time me sabse fast aur flexible loan category me aata hai kyunki iska process simple hota hai aur approval bhi jaldi mil jata hai. Kai banks aur finance companies same day ya 24-48 hours me disbursement bhi kar dete hain.
Salaried Person Ke Liye Documents
Identity Proof
- Aadhaar Card
- PAN Card
- Passport / Driving License
Address Proof
- Aadhaar Card
- Electricity Bill
- Rent Agreement
- Passport
Income Proof
- Last 3-6 Months Salary Slip
- Last 6 Months Bank Statement
- Form 16 / ITR
Employment Proof
- Company ID Card
- Joining Letter / Offer Letter
Photographs
- Passport Size Photos
Self Employed / Business Owner Ke Documents
KYC Documents
- Aadhaar Card
- PAN Card
Business Proof
- GST Certificate
- Shop License
- Udyam Registration
- Business Registration
Financial Documents
- Last 1-2 Year ITR
- Bank Statement
- Profit & Loss Statement
Office Address Proof
- Electricity Bill
- Rent Agreement