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What is loan against property (LAP)
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A loan against property (LAP) is a secured loan that banks, housing finance companies and NBFCs provide against residential or commercial property. These loans are usually offered at a lower interest rate as compared to a personal loan or business loan and are disbursed at a reasonable time
DOCUMENTS
1. PERSONAL LOAN
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R.O.I - 10.5% TO 18 %
TIME LIMIT - 2 YEARS TO 7 YEARS PROCESSING DAY - 4 DAYS
DOCUMENTS -ADHAR CARD, PAN CARD, 2 PHOTOS
3 MONTHS SALARY SLIP
6 MONTHS ACCOUNTS STATEMENT
ITR 3 YEARS, FORM NO. 16 2 YEARS
ID CARD WITH 2 VERIFICATION NUMBER + ADDRESS
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